I've had N95's on in public since I got home from Australia last March. It was pretty clear once you got around the political bull that the virus was transmitted by aerosolized droplets and the N95 was going to be pretty effective against that. I was fortunate that I'm sensitive to wood dust so I happened to have a couple of boxes of masks in my workshop. Margy had also bought some because we feared Australia would still be on fire when we go there (turned out it poured down rain while we were en route pretty much cleaning that up).

Even notwithstanding the mortality, my sense of smell is pretty darned important to me (I'm a wine judge and have a substantial amount invested in that), so I'm not risking things.