OK, now, here's the question: Would you be willing to park that quarter-million dollar carplane overnight in a dark Motel 6 parking lot? Would you be willing to park it unattended in the street for several days? If you land just after a big snowstorm hits, are you going to be willing to risk that $250,000 airplane on slippery city streets with the usual ratio of sloppy drivers?
If you answered "yes" to all these, are you going to be willing to pay the premiums the insurance company will require?
Ron Wanttaja