Howdy 1600VW,
You might want to consider starting a new thread that addresses your concerns about pilot experience and passenger carrying; i.e. pilot certification requirements. I've read your posts and it seems you've had a significant amount of misfortune in your very "young" aviation career and have developed impressions/attitudes that may actaully be detrimental to your flying. Just a thought since there's an absolute world of info and experience within the EAA.