Non-Cerificated aircraft and life insurance

[Infidel]

A few years ago, a recently departed friend had to give up flying ultralights and experimental aircraft, which as he said, was because of his life insurance policy. Now, I'll never know if that was a legitimate reason or something of an excuse he concocted after I witnessed him stalling and lawn darting a Quicksilver MX. But I do know that after setting the shortest landing record that day, he never flew anything non-certificated again. Thinking about him today brought back those memories and also got me to thinking about the "fine print" in insurance policies.

I suspect the majority of us in this association fly experimental aircraft, hence the name, and am curious if others have found themselves in the same situation?

[Kyle Boatright]

I receive a life insurance benefit at work. It doesn't have any exclusions.

My regular insurance company (State Farm) wouldn't issue a life insurance policy without a private aircraft exclusion.

So I called an aviation insurance broker who pointed me towards a firm which offers life insurance for private pilots. This is their contact info:

Prudential Insurance
Life Insurance -0191
PO Box 856138
Louisville, KY 40285
800-267-5222

Their premiums do seem to be higher than "regular" life insurance, but that's just another cost associated with being a pilot.

[1600vw]

I had my agent many years ago ask me if I flew ultralights and if I did he would not issue any life insurance. At the time I was not flying anything. Today I would contact an insurance from either AOPA, EAA or the one Kyle posted.
My wife and I was just talking about this subject yesterday.

Tony

[FlyingRon]

I was totally unimpressed with the responsiveness of AOPA's life insurance guys. I ordered a policy from PIC Life without any fuss. They don't care if it's an experimental or not.

[1600vw]

FlyingRon may I ask how you found this?

Tony

[CarlOrton]

We also use PIC. Tony, they advertise is all aviation mags. Pilot Insurance Center.

[FlyingRon]

www.piclife.com

[Hal Bryan]

Ahem... ;)

http://eaa.org/insurance/

To clarify, this policy is limited to aircraft with an airworthiness certificate, which doesn't apply to the thread title, but there were questions in the threads about homebuilts and other experimentals as well.

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