EFR rating: When VFR rating is not anough and IFR rating is too much.

[Auburntsts]

Attitude flying is attitude flying. Skill wise flying a precision approach to a 200ft DA is no more difficult or demanding to fly than a non-precision approach to an 800ft MDA. Sure mentally there’s potentially a difference and I know plenty of IFR pilots that set personal minimums higher than 200 and 1 and will not launch if the weather is forecast below whatever their mins are. However they are prepared to go to mins or divert if required if things are worse than forecast once they are in the air. You have to be prepared for the worst case scenario every time you launch into IMC.

Oh, in the US, there's no such thing as VFR over the top rules— you are simply VFR, and potentially risky VFR at that.