The challenge with flying into the clouds is currency. Getting some instruction will take the mystery out of flying through the clouds, but to have a skill that will save you when you misjudge the weather you have to practice. As with many activities, competency requires practice. The hood time you logged 20 years ago doesn't count or help enough.

And there is another perspective. Anyone chugging along on a real IFR clearance, and none of the guys on the ATC scopes, wants to share their cloud with someone who does not have sharp enough skills fly with enough precision that they are not a hazard to the other ships that they are sharing the cloud with.

If you haven't learned all of the skills, and have not recently practiced them, and you are concerned about flying into a cloud due to misjudging the weather, a better investment of your time and energy is learning to make better weather decisions. The FAA seems to have discovered the world of webinars and every other one offered seems to be about weather briefing and weather decision making. Free training! What's not to like for the less experienced aviator on a budget?

Best of luck,

Wes