Page 1 of 2 12 LastLast
Results 1 to 10 of 15

Thread: Insurance

  1. #1

    Join Date
    Apr 2018
    Posts
    66

    Insurance

    So what about Insurance? Liability Ins for Ultra Lights, I did a Search on here and came up with not much except UL are not considered air craft since they are not FAA approved? So does that mean they can go on your home owners or car policy?

  2. #2

    Join Date
    Jul 2011
    Location
    Clarklake, MI
    Posts
    2,461
    Quote Originally Posted by wmgeorge View Post
    So what about Insurance? Liability Ins for Ultra Lights, I did a Search on here and came up with not much except UL are not considered air craft since they are not FAA approved? So does that mean they can go on your home owners or car policy?
    I believe this comes up on occasion, a third party liability policy is available through USUA http://www.usua.org/Insurance/ but it's of questionable value. Not many other options.

  3. #3

    Join Date
    Apr 2018
    Posts
    66
    Quote Originally Posted by martymayes View Post
    I believe this comes up on occasion, a third party liability policy is available through USUA http://www.usua.org/Insurance/ but it's of questionable value. Not many other options.
    I will check into that, I was wondering what others had? Yes I have been in Clarklake Michigan, wife is from Jackson. I hate to be without insurance. Especially if I crash!!

  4. #4

    Join Date
    Jul 2011
    Location
    Clarklake, MI
    Posts
    2,461
    Quote Originally Posted by wmgeorge View Post
    I will check into that, I was wondering what others had? Yes I have been in Clarklake Michigan, wife is from Jackson. I hate to be without insurance. Especially if I crash!!
    Yesterday was the JXN airport 90th birthday, official dedication of the newly built E-W runway and retirement party for the airport manager. The Yankee Air Museum B-17 flew all day long out there and ~300 people came out to see what was going on. A good day! All covered by insurance (just to keep on topic)

  5. #5
    Sam Buchanan's Avatar
    Join Date
    Nov 2011
    Location
    KDCU
    Posts
    567
    Quote Originally Posted by wmgeorge View Post
    I will check into that, I was wondering what others had? Yes I have been in Clarklake Michigan, wife is from Jackson. I hate to be without insurance. Especially if I crash!!
    I've purchased the USUA third party policy for a couple of aircraft but not just to cover a crash. I was more concerned about somebody walking into the prop or the plane taxiing into something very expen$$$ive--the airport requires liability coverage for hangared aircraft.

    The USUA policy was the only one available for the Legal Eagle ultralight, and the least expensive one I could get for the first year of flying the Fokker D.VII replica. It is now covered with a conventional aircraft policy.
    Last edited by Sam Buchanan; 04-29-2018 at 11:25 AM.
    Sam Buchanan
    The RV Journal RV-6 build log
    Fokker D.VII semi-replica build log

  6. #6
    Dana's Avatar
    Join Date
    Jul 2011
    Posts
    925
    Ultralight insurance (third party liability only, it won't cover the aircraft or injury to the pilot), is available through USUA or ASC (Aero Sports Connection) at a reasonable cost. The cost and underwriter is the same for both organizations. I don't know about the "questionable value" part. I had insurance on my Kolb ultralight through USUA. Your homeowners or car policy will definitely NOT cover an ultralight.

  7. #7

    Join Date
    Apr 2018
    Posts
    66
    Quote Originally Posted by Dana View Post
    Ultralight insurance (third party liability only, it won't cover the aircraft or injury to the pilot), is available through USUA or ASC (Aero Sports Connection) at a reasonable cost. The cost and underwriter is the same for both organizations. I don't know about the "questionable value" part. I had insurance on my Kolb ultralight through USUA. Your homeowners or car policy will definitely NOT cover an ultralight.
    I am over 70 and have zero flying time. I understand to puchase any type of UL AC Insurance I need to have at least 5 hours of logged Instruction. So what is everyone consider as a reasonable rate for liability only? Thanks in advance.

  8. #8

    Join Date
    Apr 2018
    Posts
    66
    Quote Originally Posted by martymayes View Post
    Yesterday was the JXN airport 90th birthday, official dedication of the newly built E-W runway and retirement party for the airport manager. The Yankee Air Museum B-17 flew all day long out there and ~300 people came out to see what was going on. A good day! All covered by insurance (just to keep on topic)
    My now deceased BIL Eric built a float plane and flew it down around Skiff Lake and hangered it somewhere on Or near Hwy 12. I love that area of Michigan.

  9. #9
    Dana's Avatar
    Join Date
    Jul 2011
    Posts
    925
    USUA insurance for foot launched (PPG and PHG) is $336/year, ultralights and LSA under 992# $437, LSA 992-1150# $500.

  10. #10

    Join Date
    Apr 2018
    Posts
    66
    Thanks Dana, that is what I was looking for.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •