I am looking into taking flying lessons and was wondering about insurance. The flying club that I want to join has a $5000 deductible in the event if I damage their airplane. My question is should I buy enough insurance just to cover the deductible or should I buy enough to cover the entire plane? I am worried that the insurance company could come back and sue me for their loss if the damages exceed $5000. What do all of you guys/gals do?